Trust and transparency is important to us.

It takes a lot of work to build, maintain, and improve a site like this and all the wonderful content you're about to enjoy. We and third parties use tech like cookies to make this happen.

By continuing, you consent to the use of these technologies, and affirm you're at least 16 years old or have consent from a parent or guardian.

Pinoy Box Break

How To Check Your Pag-IBIG Contribution Online In 2022

by | Posted on: February 9th, 2022 | No Comments |

Since its inception many years ago to help ordinary Filipinos have their own home, the Pag-IBIG Fund has assisted numerous Filipinos in obtaining flexible and affordable housing loans that even to this day bless the lives of a lot of medians to minimum wage earners. Are you interested in learning how to verify Pag IBIG’s contribution online? The procedure is straightforward and simple; follow the steps and you can check it in minutes. Share the news with everybody so they too can benefit from the housing loans and other services offered by the Pagibig Fund.

What is the PAGIBIG FUND?

The Home Development Mutual Fund (HDMF), more commonly referred to as the Pag-IBIG Fund, was established in response to the need for a national savings program and affordable housing financing for Filipino workers. The Fund was established on June 11, 1978 by Presidential Decree No. 1530 with the primary objective of addressing these two fundamental yet critical needs. The Fund was administered by two agencies under the aforementioned law.

The Social Security System was in charge of private employees’ funds, whereas the Government Service Insurance System was in charge of government employees’ savings.

Executive Order No. 527 was signed less than a year later, on March 1, 1979. The order directed that the Fund’s administration be transferred to the National Home Mortgage Finance Corporation, one of the then-Ministry of Human Settlements’ operating agencies.

Executive Order No. 538 was issued on June 4, 1979, consolidating the funds for private and government personnel for what is now known as the Pag-IBIG Fund. However, it was not until December 14, 1980, that Pag-IBIG was separated from the NHMFC through the signing of PD 1752, which revised PD 1530. With the new law in place, the Fund’s rule-making authority was transferred to its Board of Trustees. Similarly, PD 1752 mandated that all SSS and GSIS member-employees must be Pag-IBIG members.

Just a bit of knowledge for you

Did you know that the Pagibig Fund is opposed by many as a duplicate of SSS and GSIS?

When the fund was established during martial law, it encountered opposition from the public and various sectors of society. Its functions were criticized as being duplicative of the Social Security and Government Service Insurance Systems. The required contribution was characterized by the labor sector as “oppressive”, employers opposed to any additional contribution on behalf of workers, and academia as a manifestation of the incumbent Marcos regime’s injustice.

On December 14, 1980, Presidential Decree No. 1752 amended the act creating the Home Development Mutual Fund.

Specifically, the decree included the following distinguishing characteristics:

  • Establishing HDMF as a mutual fund with members as owners and the government as trustee and guarantor
  • Mandatory coverage of 1–3 percent of contributions, up to a maximum of P3,000 per month base.


What are the benefits and services we enjoy right now with PAGIBIG?

  • Housing Loan: An affordable housing loan for every Juan.
  • Savings: MP2 aims to provide savings to every member that they can withdraw at their maturity date.
  • Short Term Loans: financial assistance to qualified members by providing two types of loans
    • MPL – a loan that can be used to repair a house, pay tuition, educate a child or for any other purpose.
    • Calamity Loan: a loan to assist members with calamity-stricken areas. Members can loan up to 80% of their total savings.

How to Check the Pagibig Contributions Online

Step 1: Navigate to the Pagibig Fund’s online services. It is more convenient to check their website for support and assistance than to visit a local office or call them. To begin with, navigate to their home page using any browser. Utilize the most recent browser version for the best viewing experience. A popup window will appear immediately upon opening the website, requesting that you click here to access the virtual Pag-IBIG page. To access a specific portal, click the tab.

Step 2: Hover your cursor over the “Virtual Pag-IBIG” tab. It will present you with two options, one for “members” and one for “employers”. After clicking for members, you’ll see the tabs “Become a member”, “Pay online”, “Apply for and manage loans”, “View records”, and “Claim Pag-IBIG Savings” in the center of the page. This is self-evident. If you wish to do any of those things, simply click it. However, what we’re looking for are the two large blue buttons at the bottom, one of which reads “Create an account” and the other of which reads “Log In”. I’m assuming in these instructions that you’ve already created an account. To log in, click “login” and enter your username and password.

Step 3: Navigate to your regular savings account. After logging in, you will be taken to a new page that contains information on various Pag IBIG fund products. There are several types of savings accounts available, including Regular Savings, MP2 Savings, Housing Loan, Calamity Loan, Loyalty Card Plus, and Multipurpose Loan. You should select the “Regular savings (mandatory contributions)” link if you want to view your mandatory contributions. You will receive a detailed report outlining your preliminary payment date, your most recent remittance date, your total share, your total contributions in months, and your savings and dividends.

Step 4: Determine the year of your first payment. Which year would you like to receive a statement of your contributions? Enter the range, ensuring that it falls within your initial and final remittance dates. Once you’ve made the necessary selections, click the “View Contribution” tab.

Step 5: Save and print a copy of your work. The most effective method of retaining your payment records is to print them. Although this is an optional feature, it is a great way to keep track of things. If you are unable to print, take screenshots of the page and print them later.

That’s all the steps that you need to know how to check your Pag-IBIG contribution online. Please spread the word. Some don’t know how to even check it online. They may need to visit one of the local offices, but if you shared it online, you help those individuals who may not know the benefits of being a member of Pag-IBIG and you help our page as well.